{"id":65,"date":"2021-06-09T06:03:34","date_gmt":"2021-06-09T06:03:34","guid":{"rendered":"https:\/\/www.primanti.co\/blog\/?p=65"},"modified":"2021-06-23T06:59:33","modified_gmt":"2021-06-23T06:59:33","slug":"8-important-documents-that-you-must-have-in-your-home-buying-process","status":"publish","type":"post","link":"https:\/\/www.primanti.co\/blog\/8-important-documents-that-you-must-have-in-your-home-buying-process\/","title":{"rendered":"8 Important Documents That You Must Have in Your Home Buying Process"},"content":{"rendered":"\n

For most people, buying a home is just more than a dream. An individual spends a significant chunk of their life working towards purchasing a home. The home buying process, however, can be trickier in reality, especially for newbie home buyers. There are various process and legal formalities associated while purchasing a home. The type of documents required depending on the type of property you wish to buy.
Hence this blog is going to be a guide for those of you involved in the home buying process for the first time.<\/p>\n\n\n\n

\"Tata<\/figure><\/div>\n\n\n\n

The Sale Deed<\/strong>
Sale deed is an essential legal document containing the proof of sale and transfer of property from builder to person. Many a time, after years of buying a house, one wants to sell the house for some reason, so this document is necessary. The sale deed is usually executed before the sale agreement and after compliance with the terms and conditions mentioned in the sale agreement as agreed by the persons concerned.<\/p>\n\n\n\n

The Mother Deed<\/strong>
The Mother Deed is another essential document that traces out the actual ownership of the property. Generally, banks demand such documents while giving home assistance loans to a home buyer. An individual may approach the local authorities for help while creating this document.<\/p>\n\n\n\n

The Sale and Purchase Agreement<\/strong>
The Sale and Purchase Agreement contains a list of terms and conditions that are agreed to by both parties (buyer and the seller). The best instance of this would be negotiating the price of a flat whether it is a ready to move property like Tata Primanti Gurgaon<\/strong><\/a> or under construction Property Like DLF City Floors. The agreement will include the agreed amount of the flat by both the buyer and the seller.<\/p>\n\n\n\n

The Building Approval Plan<\/strong>
Before the construction starts, the builder is required to acquire necessary clearances under the building bylaws, master plans and Local Bodies Acts. Two factors are involved in this approval as – (1) The Building plan and (2) The layout approval. One mistake that first-time homebuyers often make is not ensuring that the builder meets the terms and conditions of the building plan and layout approval before buying the home. So in this case, not meeting the terms and conditions can end up in negative consequences if local authorities come in for spot checks.<\/p>\n\n\n\n

The Possession Letter<\/strong>
A possession letter is a document by the builder which states the date of possession of the property. This document is made in the builder\u2019s name and is created after getting the completion certificate. However, this letter is not exactly proof of one\u2019s ownership of the property. For that, the home buyer needs to obtain an occupancy certificate to claim ownership of the property.<\/p>\n\n\n\n

The Completion Certificate<\/strong>
First-time home buyers shouldn’t buy a property without the Completion Certificate. The Completion Certificate (or the Occupancy Certificate) is a document which states that the building has been inspected upon completion and follows all the laws under the municipal corporation or the local development authority. This document is required to avail utilities such as water supply, electricity supply and the drainage system.
So before buying the property the buyer himself\/herself to approach the municipal corporation and ask for a Completion Certificate in case the builder fails to get one.<\/p>\n\n\n\n

The Khata Certificate<\/strong>
A khata is a revenue document that records details f the property such as size, location, area on which it is built upon, etc. The document is required when homebuyers pay property taxes also it is used while taking a home loan. It is important to ensure that the Khata Certificate is a part of the home buying process as it is required to apply for electricity and water supply.<\/p>\n\n\n\n

The Allotment Letter<\/strong>
An allotment letter is important if you are planning to book a home that is currently under construction. This includes all the details regarding the payment of the flat and any additional charges that you may have to pay for any additional facilities. This letter is important when it comes to getting a loan from the bank as it mentions the amount to be paid by the buyer.<\/p>\n","protected":false},"excerpt":{"rendered":"

For most people, buying a home is just more than a dream. An individual spends a significant chunk of their life working towards purchasing a home. The home buying process, however, can be trickier in reality, especially for newbie home buyers. There are various process and legal formalities associated while purchasing a home. The type …<\/p>\n

8 Important Documents That You Must Have in Your Home Buying Process<\/span> Read More »<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[3],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","category-real-estate","tag-tata-primanti-gurgaon"],"yoast_head":"\n8 Important Documents That You Must Have in Your Home Buying Process<\/title>\n<meta name=\"description\" content=\"Tata Primanti Gurgaon or under construction Property Like DLF City Floors. 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